Askari Sarparast Mashaal Family Takaful
Askari Sarparast Mashaal is a Shariah-compliant Family Takaful plan designed to help you feel prepared without putting life on pause. With limited payment terms, flexible choices, and planned cash payouts, it supports today’s comfort while steadily building tomorrow’s ease.
Built on Islamic investment principles, the plan lets you customize contributions and coverage to match your goals!
What makes It the right fit?
Growth, Made Simple
Your Family Takaful certificate is invested in Islamic finance and monthly profits are credited to your Participant’s Investment Account (PIA).
Choose What Fits You Best
Select contribution and coverage terms that suit your lifestyle and budget for flexibility that grows with your plans and priorities.
Regular Income, Right on Time
Enjoy increasing cash payouts designed to support your evolving needs. A steady flow that adds comfort and confidence over time.
Peace of Mind for Sacred Journeys
Includes complimentary coverage of Rs. 2.5 million during Hajj so that you can focus fully on the spiritual experience.
Boost Your Plan, Anytime
Add extra funds when convenient to grow your plan’s value to enhance future payouts and savings.
Extra Care, Your Way
School Fee Waiver
Monthly school fees of up to Rs. 10,000 are supported, with a flexible cover term you can choose
Hospitalization Coverage
This benefit supports hospitalization expenses of Rs. 5,000 per day, for up to 60 days, at a hospital of your choice.
Major Surgery Support
Big medical procedures shouldn’t come with financial stress. This benefit covers surgery expenses of up to Rs. 500,000, helping you focus fully on recovery.
Anmol Zindagi – Added Health Reassurance
This benefit offers hospitalization support of Rs. 5,000 per day for up to 60 days due to an accident. It also covers major surgery expenses up to Rs. 300,000, easing financial pressure during treatment.
COVID-19 Financial Support
For added reassurance, this benefit provides an extra Rs. 300,000 within the initial months of coverage. A thoughtful layer of protection during changing health environments.
Contribution Waiver (Continuity Benefit)
Askari Life takes care of future contributions while your family continues to enjoy full plan benefits.
Contribution Waiver (Disability Support)
If the covered person faces permanent disability, future basic contributions are fully taken care of.
Accidental Coverage Plus
Life keeps moving, and this benefit adds an extra financial cushion in case of an accident. An additional amount ranging from Rs. 300,000 to Rs. 5 million is provided to your chosen beneficiaries.
Level Term Family Takaful (Add-On)
As responsibilities grow, your protection can grow too. This add-on offers extra coverage from Rs. 100,000 up to Rs. 10 million, for a nominal additional cost.
Critical Illness Support
Major health conditions require focus, care, and financial readiness. This benefit pays a lump sum of up to Rs. 1.5 million, in addition to your main plan benefit.
Monthly Income Benefit
This option provides a regular monthly income to your beneficiaries for the chosen term.
Jee Lo Har Ghari with Askari Sarparast Mashaal Family Takaful Plan that will guide you towards a brighter tomorrow!
Disclaimer
Bank is acting as a corporate agent of Askari Life-Window Takaful Operations and is not responsible in any manner, whatsoever, to the participants, his/her beneficiary (ies) or to any third party.
Askari Life – Window Takaful Operations shall be the sole responsible with respect to participant’s services, claim lodgements and claim processing.
All Family Takaful applications are processed and approved by Askari LifeWindow Takaful Operations, as per their underwriting guidelines.
A personalized illustration of benefits will be provided to you by our sales representative. Please refer to the notes in the illustration for a detailed understanding of the various Terms and Conditions.
Investment Risk shall be borne by participants; actual maturity values or surrender values may be higher or lower than the project figures.
The past performance of the fund is not necessarily a guide or guarantee of future performance.
This brochure only provides an introduction to the benefits available under the Certificate. A detailed description of how the certificate works is given in the ‘Participant’s Membership Documents (PMD), which will be provided to every participant.
The contents herein are the intellectual rights of Askari Life-Window Takaful Operations.
In the event of any discrepancy, ambiguity and conflict in interpreting any information, terms, or conditions in this brochure, the participants membership documents (PMD) shall prevail and supersede.
Publication or duplication of this brochure by any third party is strictly prohibited.